Auto Loan Calculator
Estimate your monthly car payment with down payment, trade-in, sales tax and APR — know your numbers before the dealership does.
Monthly Payment
$0
Amount Financed$0
Sales Tax Added$0
Total Interest$0
Total Cost of the Car$0
Sales tax is applied to the price minus trade-in (the rule in most states). Shorter terms mean higher payments but far less interest — 72-84 month loans often leave you owing more than the car is worth. Rule of thumb: 20% down, 48 months or less, payment under 10% of take-home pay. Estimates only — APR depends on your credit score.