62 Free Metals Calculators
Calculate gold and silver value, metal purity, jewelry cost, gold-loan payments, copper scrap payouts, bullion premiums and precious-metals investment returns from one searchable directory.
Choose a category or search for a metal, unit, purity grade or financial calculation. Every tool uses the values you enter, so it can work with different currencies and market rates.
Gold, Silver, Copper & Precious Metals Calculators
Calculate metal value, purity, melt value, jewelry costs, gold-loan payments, scrap payouts and precious-metals investment returns.
Au Gold Value & Jewelry 14
Gold Loans 6
Ag Silver 10
Cu Copper & Scrap Metals 14
Pt Precious Metals 8
Investing & Payouts 10
No matching metal calculators found.
Calculate Gold, Silver, Copper and Precious Metal Value
Metal value depends on more than weight alone. Purity, measurement unit, spot or market price, dealer deductions, refining costs and product premiums can all change the final estimate. These free metals calculators separate those inputs so you can understand each part of the calculation.
The directory covers jewelry owners, bullion investors, gold-loan borrowers, scrap sellers, recyclers and anyone comparing gold, silver, copper, platinum, palladium or rhodium values.
What You Can Calculate
How to Use the Metals Calculators
- Select a calculator based on your metal and goal.
- Enter the weight, measurement unit and purity or grade when requested.
- Enter the current metal price, loan rate, dealer offer or investment cost shown by your chosen tool.
- Review the estimated metal value, payout, loan payment or investment result.
Use the search field for phrases such as “gold value,” “silver 925,” “copper wire,” “scrap payout,” “gold loan EMI” or “bullion premium.” Category filters can narrow the directory without reloading the page.
Metal Value, Melt Value and Dealer Payout
Metal value is an estimate based on the metal content and the price entered. Melt value represents the intrinsic value of recoverable metal before refining expenses. Dealer payout is the amount a buyer may offer after applying its payout percentage, spread, assay charge, refining fee or other deductions.
Pure metal content = gross weight × purity percentage
Estimated melt value = pure metal content × price per unit
Estimated dealer payout = melt value × dealer payout percentage
Investment profit or loss = current value − total acquisition cost
Jewelry, collectible coins and branded bullion may trade above their basic metal value. Condition, design, rarity, certification, local demand and taxes can also affect the actual transaction price.
Gold and Silver Purity Basics
- 24K or 999 gold: generally treated as approximately 99.9% pure for calculator estimates.
- 22K or 916 gold: approximately 91.6% gold, commonly used for jewelry in India and nearby markets.
- 18K or 750 gold: approximately 75% gold.
- 14K or 585 gold: approximately 58.5% gold.
- Fine silver 999: approximately 99.9% silver.
- Sterling silver 925: approximately 92.5% silver.
Hallmarks and stamped fineness can help identify an item, but professional testing may still be necessary when authenticity or composition is uncertain.
Understanding Copper and Scrap Metal Grades
Scrap yards normally price copper and other recyclable metals by grade. Bare bright copper, #1 copper, #2 copper, insulated wire and mixed material may receive different rates because their recoverable content and processing requirements differ.
Use the copper cable recovery calculator when insulation is included in the total weight. Use the metal-specific payout calculators for brass, aluminium, stainless steel or lead rather than applying a copper rate to mixed scrap.
Gold Loan Calculations
A gold-loan estimate may use eligible gold weight, assessed purity, lender valuation, loan-to-value ratio, interest rate and repayment period. The calculator result is an illustration, not a guaranteed loan offer. A lender may use a different valuation method, eligible purity range, fee structure or repayment schedule.
Precious Metals Investment Calculations
Investment returns should include more than the change in spot price. Purchase premiums, taxes, storage, insurance, platform fees, dealer spreads and selling deductions may reduce the effective return. Use the ROI, CAGR, portfolio and break-even calculators to include the costs that apply to your transaction.
Past metal-price performance does not guarantee future results. These tools provide mathematical estimates and do not recommend buying, selling or borrowing against any metal.
Related Calculator Directories
Frequently Asked Questions
What is a metals calculator?
A metals calculator estimates value, purity, weight conversion, scrap payout, loan payment or investment return using the inputs you provide for gold, silver, copper or another metal.
How is gold value calculated?
Gold value is commonly estimated by multiplying the item’s weight by its gold-purity percentage and the entered gold price per matching unit. Dealer deductions, making charges, taxes or collectible premiums may change the transaction price.
What is the difference between gold value and gold melt value?
Gold value may describe the estimated worth of an item, while melt value focuses on the recoverable gold content before refining costs. Jewelry design, brand and resale demand may make an item worth more than melt value.
What does 925 mean on silver?
A 925 mark generally indicates sterling silver containing approximately 92.5% silver and 7.5% other metals. The sterling silver calculator applies this purity to the entered weight.
Why is a scrap dealer offer lower than melt value?
A dealer may deduct refining, assay, transport, handling and business costs or apply a payout percentage below 100%. The dealer payout calculators help compare an offer with estimated melt value.
How do I calculate copper wire scrap value?
Use total cable weight, estimated copper recovery percentage and copper price per unit. Insulation and mixed materials reduce the recoverable copper weight, so cable value may be lower than clean copper value.
What is the gold–silver ratio?
The gold–silver ratio shows how many troy ounces of silver equal the value of one troy ounce of gold. It is calculated by dividing the gold price per ounce by the silver price per ounce.
How is a gold-loan amount estimated?
A gold-loan estimate can be calculated from eligible gold weight, assessed purity, lender valuation and the loan-to-value percentage. Actual approval, valuation, interest and fees depend on the lender.
Do these calculators provide live metal prices?
Unless a specific tool states that it connects to a live price source, enter the current price from a source you trust. Metal prices and dealer rates can change throughout the day.
Are metal calculator results guaranteed?
No. Results are estimates based on your inputs. Actual weight, purity, assay results, market rates, taxes, premiums, lender terms and dealer deductions may produce a different amount.
Important: These calculators are for education and general estimation only. They do not provide financial, investment, lending, tax, legal, appraisal or buy-and-sell advice. Verify current rates and transaction terms independently.
Questions or corrections? Email contact@1dollars.org.