HSA Calculator
The only triple tax-advantaged account in America: deductible going in, tax-free growth, tax-free out for medical costs. Project yours.
Projected HSA Balance
$0
Total Contributions$0
Tax-Free Growth$0
Income Tax Saved on Contributions$0
FICA Also Saved (if payroll-deducted)$0
2026 HSA limits: $4,400 self-only / $8,750 family, plus $1,000 catch-up at 55+ (the calculator caps at your coverage limit including catch-up). Requires an HSA-eligible high-deductible health plan. Power move: pay medical bills out of pocket, keep receipts, let the HSA grow invested for decades — reimburse yourself tax-free anytime. After 65, non-medical withdrawals work like a Traditional IRA. Estimates only.