🏦 Mortgage Calculator
Your true monthly cost of home ownership — loan EMI plus property tax and home insurance — not just the EMI banks quote you.
Total Monthly Housing Cost
₹0
Loan EMI (Principal + Interest)₹0
Property Tax (monthly share)₹0
Home Insurance (monthly share)₹0
Loan Amount / LTV—
Total Interest Over Tenure₹0
Budgeting rule: keep total housing cost within 30–35% of your take-home income. Lenders typically require LTV of 90% max up to ₹30L, 80% up to ₹75L and 75% above that. Add maintenance/society charges for the complete picture. Estimates only.