Net Worth Calculator – Assets Minus Debts

Net Worth Calculator

Assets minus liabilities — the single number that tracks your real financial progress. Calculate it now, then re-check every quarter.

What You Own (Assets)

Home Value ($)

Vehicles ($)

Cash & Savings ($)

Investments & Retirement (401k, IRA...) ($)

Other Assets ($)

What You Owe (Liabilities)

Mortgage Balance ($)

Auto Loans ($)

Student Loans ($)

Credit Cards & Other Debt ($)

Your Net Worth

$0

Total Assets$0

Total Liabilities$0

Debt-to-Asset Ratio0%

Liquid Net Worth (excl. home & cars)$0

For context, the median US household net worth is roughly $193,000 and the average about $1.06 million (Fed Survey of Consumer Finances) — the average is pulled up by the wealthiest households, so median is the fairer benchmark. A negative net worth is normal early in a career with student loans; what matters is the trend. Track quarterly, not daily. Estimates only.