Remittance Cost Calculator
The advertised fee is only half the story — the hidden exchange-rate markup is often the bigger cost. See what sending money home really costs.
True Total Cost
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Visible Fee0
Hidden FX Margin0
FX Markup %0%
Recipient Gets0
At the True Mid-Market Rate They'd Get0
Lost to the Provider (recipient currency)0
Find the mid-market rate on Google or xe.com, then compare it against the rate you're actually offered — that gap is the hidden margin. The global average remittance cost is around 6% (World Bank), while the best digital providers charge 0.5-2% all-in; on regular transfers the difference compounds into serious money. Always compare "recipient gets" amounts, never just fees. Rates change by the minute — estimates only.