Roth IRA Calculator
Project your Roth IRA at retirement — you pay tax on the money now, then every dollar of growth and withdrawal is 100% tax-free.
Roth IRA at Retirement (all tax-free)
$0
Total Contributions$0
Tax-Free Investment Growth$0
Same Money in a Taxable Account$0
Taxes You Avoid with the Roth$0
2026 IRA contribution limit: $7,500 ($8,600 if 50 or older) — the calculator caps contributions at your age's limit. Direct Roth contributions phase out at higher incomes, but the backdoor Roth conversion route remains available. Qualified withdrawals after 59½ (and 5 years) are completely tax-free, and Roths have no required minimum distributions. Estimates only, not tax advice.