RRSP Calculator
Project your RRSP at retirement — plus the tax refund every contribution generates today. Canada's classic double win.
RRSP at Retirement
$0
Contribution Used (within your limit)$0
Tax Refund Each Year$0
Total Contributions$0
Tax-Deferred Growth$0
Total Refunds Collected$0
RRSP room = 18% of last year's earned income up to $33,810 for 2026, plus any unused room carried forward (check your exact limit in CRA My Account); the calculator caps at this formula. Contributions deduct from taxable income — hence the refund at your marginal rate — and grow tax-deferred; withdrawals in retirement are taxed as income, ideally at a lower rate. Power move: reinvest the refund. Estimates only.