Loan Amortisation Schedule Calculator

📅 Loan Amortisation Schedule

See exactly how each EMI splits between principal and interest, month by month or year by year, with the outstanding balance after every payment.

Monthly EMI

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Total Interest

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Total Payment

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YearPaymentPrincipalInterestBalance

In the early years most of your EMI goes to interest — that's why prepaying early saves the most. Assumes a constant rate; floating-rate loans will differ as rates reset. Estimates only.