NPS Calculator – Corpus, Lumpsum & Pension

🎯 NPS Calculator

Project your National Pension System corpus at 60, the tax-free lumpsum you can withdraw, and the monthly pension from the annuity portion.

Your Current Age

Monthly Contribution (₹)

Expected Return till 60 (%)

% of Corpus to Annuity (min 40)

Expected Annuity Rate (%)

Corpus at Age 60

₹0

Total Invested₹0

Tax-Free Lumpsum Withdrawal₹0

Amount Used for Annuity₹0

Estimated Monthly Pension₹0

At 60, up to 60% of the corpus can be withdrawn tax-free; at least 40% must buy an annuity, whose payouts are taxable as income. NPS contributions get an extra ₹50,000 deduction under 80CCD(1B) in the old regime, plus employer contributions under 80CCD(2) in both regimes. Estimates only.