❤️ Health Insurance Gap Calculator
Medical costs double roughly every 6 years. Check whether your current health cover will actually be enough — and how big the gap is.
Coverage Status
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Recommended Cover₹0
Your Coverage Gap₹0
₹5L Surgery Cost in 10 Years (13% med. inflation)₹0
Cheapest Fix—
Recommendation model factors city treatment costs, family size, eldest age and health history. A super top-up policy (e.g. ₹20L cover above a ₹5L deductible) is the cheapest way to close a large gap — often under ₹3,000–5,000 a year. Employer cover alone is risky since it lapses with the job. Estimates only.