Health Insurance Premium Calculator India

🏥 Health Insurance Premium Calculator

Estimate the annual premium for individual or family floater health cover, and the Section 80D tax deduction it earns you.

Estimated Annual Premium

₹0

Monthly Cost₹0
Section 80D Deduction (old regime)₹0
Premium as % of Cover0%

Indicative pricing model — actual premiums vary widely by insurer, plan features, pre-existing conditions and add-ons like OPD or maternity. 80D allows up to ₹25,000 (₹50,000 if the eldest insured is 60+), plus a separate limit for parents' policies. A base plan + super top-up is often the cheapest way to reach high cover. Estimates only.