Scrap Silver Calculator - Melt Value & Payout | 1Dollars

Free Scrap Silver Calculator

Estimate dealer payout for mixed scrap silver, flatware and broken jewellery. Add separate lots with different weights and fineness, exclude known non-silver parts, then compare gross melt value with buyer percentage and fees.

Mixed-Lot Scrap Silver Payout

Add up to 10 lots. Each lot can use a different weight unit and silver fineness. Leave recovery modelling to the Silver Melt Value Calculator; this page compares buyer payout and stated fees.

Scrap silver lots

Lot 1

Use the buyer's disclosed payable percentage; keep 100% to view melt value before buyer margin.
Example: insured shipping or a separately disclosed transaction fee.

Scrap estimate only. Actual scale weight, assay, payable percentage, price timestamp, buyer margin, minimum lot, taxes, shipping and settlement terms may differ. Check collectible or antique value before selling as scrap.

Reviewed on 15 July 2026 using NIST precious-metals transaction guidance, official weight conversions, FTC silver-description guidance and LBMA silver-market conventions.

Scrap silver value depends on eligible alloy weight, actual fineness, the price basis and buyer deductions. This calculator keeps those parts visible and supports mixed lots so 925 jewellery, 800 flatware, 900 coin silver or other tested material does not have to be averaged manually.

Quick answer: add each purity group as a separate lot, subtract known non-silver weight, enter a current silver price and then add the buyer's stated payout percentage and fixed fees. Compare net payout—not only the headline percentage.

Scrap Silver Value Formula

Eligible lot weight = gross lot weight − excluded non-silver weight
Fine silver in each lot = eligible lot weight × fineness percentage
Total melt value = sum of each lot's fine silver × normalized pure-silver rate
Estimated net payout = total melt value × buyer payout % − fixed fees

The tool floors net payout at zero and reports when fixed fees exceed the percentage-based offer.

How to Use the Mixed-Lot Calculator

  1. Group scrap by known or professionally tested fineness.
  2. Enter gross weight, excluded non-silver weight, unit and fineness for each lot.
  3. Add another lot for every different fineness or weight unit, up to 10 lots.
  4. Enter a current silver price and select its unit and quoted purity.
  5. Enter the buyer's payable percentage and separately disclosed fees.
  6. Review both the lot-by-lot melt table and final net payout.

Blank lots are ignored. A lot becomes active when a positive gross weight is entered.

Common Silver Fineness Marks

Mark or descriptionCalculator finenessEstimated fine silver in 100 g eligible alloy
999 fine silver99.9%99.9 g
990 silver99.0%99.0 g
958 Britannia silver95.8%95.8 g
925 sterling silver92.5%92.5 g
900 silver90.0%90.0 g
835 silver83.5%83.5 g
800 silver80.0%80.0 g

These are calculation presets, not authentication. A stamp can be false or may describe only one part of a repaired, plated or mixed-material object. Use a credible assay when the payout matters.

What Weight Should Be Excluded?

Scrap buyers normally value precious-metal content, so known non-silver material should not receive a silver fineness multiplier. Examples include:

  • stones, beads, enamel, glass and pearls;
  • cement, resin, pitch or plaster in weighted hollowware;
  • stainless-steel knife blades, springs or mechanisms;
  • base-metal handles, fasteners, backs or internal structures; and
  • packaging, display holders and capsules.
Weighted flatware warning: “weighted” or “reinforced” pieces can contain substantial non-silver filling. Do not assume gross weight is sterling weight, and do not destructively disassemble an antique item without considering its intact value.

How the Entered Silver Price Is Used

LBMA's wholesale silver convention refers to a troy ounce of material meeting minimum 999 fineness. The calculator defaults to a 999 quote basis and normalizes it before valuing fine-silver content.

Normalized pure rate = quoted price per gram ÷ quoted-purity fraction

Select a direct 925 or 900 basis only when the entered source explicitly quotes that alloy. This page does not fetch, reproduce or redistribute live benchmark prices.

Worked Mixed Scrap Silver Example

Assume two lots: 100 g of 925 sterling and 50 g of 800 silver, with no excluded material. Use an illustrative USD 35 per troy ounce 999 quote, an 85% buyer payout, USD 3 assay fee and USD 2 processing fee:

  • Lot 1 fine silver = 100 g × 92.5% = 92.5 g
  • Lot 2 fine silver = 50 g × 80% = 40 g
  • Total fine silver = 132.5 g
  • Total intrinsic melt value = approximately USD 149.25
  • Buyer payout before fees = approximately USD 126.86
  • Estimated net after USD 5 total fees = approximately USD 121.86

The price and buyer terms are illustrative inputs, not live market data or a typical industry offer.

Buyer Percentage and Fixed Fees

Buyer payout percentageThe percentage of calculated melt value the buyer says is payable before listed fixed fees.
Assay or testing feeA separately stated charge for determining composition.
Processing or minimum feeA treatment, handling or minimum-lot charge.
Other fixed costA disclosed fixed amount such as insured shipping or a transaction fee.

A buyer may structure a quote differently. Ask whether the stated percentage already includes refining loss, margin and testing, and avoid subtracting the same cost twice.

How to Compare Scrap Silver Offers

NIST Handbook 130's model method-of-sale guidance for precious-metal buying emphasizes weight conversions, metal-content percentages and the price per unit weight used to calculate a potential offer. For a clear comparison, record:

  1. measured gross and payable weight;
  2. assay or assumed fineness for each lot;
  3. price, timestamp, currency, weight unit and purity basis;
  4. payout, recovery or settlement percentage; and
  5. assay, treatment, minimum-lot, shipping and other fees.

Compare the final amount you receive and the weight returned if a lot is rejected, not only an advertised “up to” percentage.

Items That May Be Worth More Than Scrap

Check for collector, antique, artistic, brand or functional value before selling an intact object for metal content. Hallmarks, maker's marks, rarity, provenance, condition and completeness can matter.

  • Rare or numismatic coins can carry premiums over melt value.
  • Signed jewellery and designer pieces may have resale value.
  • Complete flatware or tea sets can be desirable as objects.
  • Recognized bullion products can carry fabrication or brand premiums.

Scrap Silver Calculator vs Other Silver Tools

Scrap Silver CalculatorCombines up to 10 fineness lots and compares buyer percentage with itemized fixed fees.
Silver Value CalculatorProvides a broad worth estimate for one fineness and quantity.
Silver Melt Value CalculatorModels excluded weight, recovery loss and refining fee for one fineness.
Sterling Silver 925 CalculatorFixes purity at 92.5% and separates fine silver from other alloy metal.

Related Silver Calculators

Frequently Asked Questions

How is scrap silver value calculated?
For each lot, subtract known non-silver weight and multiply eligible weight by fineness. Add all fine-silver content, value it at a normalized silver rate, then apply buyer percentage and fixed fees.
Can I calculate several silver purities together?
Yes. Add up to 10 lots and enter each lot's weight, unit and fineness separately. The calculator combines their fine-silver content without averaging the purity first.
What purity should I use for sterling scrap?
Use 92.5% only when the eligible material is reasonably identified as genuine 925 sterling. A stamp alone is not guaranteed proof of composition.
Should stones or weighted filling be included?
No. Enter known non-silver weight in the exclusion field for that lot. Unknown or complex construction may require professional assessment.
What is the difference between melt value and payout?
Melt value is the estimated intrinsic value of contained silver. Payout applies the entered buyer percentage and subtracts the fixed fees you provide.
Does the tool include refining loss?
Not as a separate recovery input. Use the Silver Melt Value Calculator for recovery modelling. Here, use the buyer's disclosed payable percentage and avoid double-counting deductions.
Does this calculator use today's silver price?
No. Enter a current price from a source you are permitted to use, then select its unit and purity basis.
How many grams are in a troy ounce?
One troy ounce equals exactly 31.1034768 grams according to NIST conversion tables.
Can antique silver be worth more than scrap?
Yes. Maker, age, rarity, condition, provenance and completeness can create value beyond metal content. Obtain an appraisal before scrapping a potentially significant item.
Is the estimated scrap payout guaranteed?
No. Actual scale weight, assay, settlement price, buyer percentage, fees, taxes and rejected-item terms can produce a different amount.

Official Reference Sources

Disclaimer: This calculator and guide provide general educational estimates, not an assay, authentication, live market quote, guaranteed buyer offer, appraisal, investment recommendation, tax advice or legal advice. Verify net weights, fineness, price, payout basis, fees, taxes and buyer terms independently.